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Polity

Stop the payment before it leaks.

Reads PFMS, GeM, CPPP and treasury records together to flag fraud and leakage before the payment is released.

Payment run 26 Sep · Department of Rural Works6 in the run · 4 held for review · 2 released

Synthetic pending payments, with the reason Polity held each flagged payment and its stated confidence
Voucher Vendor For Amount, ₹ Status
PV-40211 Vendor V-2291 Solar pump sets, Block 7 Threshold splitting. Second of three ₹4.9 lakh orders for one item in nine days, each just under the department’s ₹5 lakh tender limit ₹4,90,000 Held for review Confidence High
PV-40212 Vendor V-2291 Solar pump sets, Block 7 Threshold splitting. The third order: same vendor, same item, five days later ₹4,90,000 Held for review Confidence High
PV-40219 Vendor V-3107 Road survey, district 4 ₹2,15,000 Released
PV-40226 Vendor V-5580 Hostel furniture Shell vendor. Registered 23 days before award; address shared with two other bidders ₹11,40,000 Held for review Confidence Moderate
PV-40231 Vendor V-1044 Borewell rigs, Block 2 Impossible timeline. Completion certified four days before the work order was issued ₹8,75,000 Held for review Confidence High
PV-40234 Vendor V-0719 Printing, scheme forms ₹64,000 Released

Reconciled against

  • PFMSPayments and sanctions
  • GeMGovernment e-marketplace orders
  • CPPPPublished tenders and awards
  • TreasuryBills and releases
  • UCsUtilisation certificates

Evidence pack for PV-40211

Three orders, one vendor, one item, nine days. The pack cites the orders, the tender limit and the vendor register, formatted for the auditor.

Illustration ·synthetic payments and vendorsA held payment waits for a person

Illustration: ⁠Two of today’s payments are one purchase, split to stay under the tender limit.IllustrationThe finding of the synthetic case above.

Confidence High

Three orders of ₹4.9 lakh to one vendor for one item in nine days, against a ₹5 lakh limit. Both are held; neither has left the treasury.

Pramaan traced the same three orders
Discipline
Expenditure integrity
For
Finance departments, treasuries, audit institutions, public sector undertakings
Deployment
By design: ⁠Inside the customer’s network, with read access to existing systemsBy designRead access only. The existing systems stay as they are.
First engagement
By design: ⁠One department and one proven numberBy designA pilot starts with one department’s payments and one figure to prove.

One purchase, split three ways

₹9,80,000

Illustration: ⁠Held before payment, from one purchase of ₹14,70,000 split into three orders so that each stayed under the ₹5 lakh tender limit. The first order, on its own, looked ordinary and was paid.IllustrationThe synthetic case above: three orders of ₹4,90,000 to vendor V-2291. The second and third are today’s held vouchers, PV-40211 and PV-40212.

Three orders against the tender limit, and their total · ticks at ₹1 lakh

Illustration ·synthetic paymentsToday’s run, before release

Six leakage patterns, read against every payment.

Each flag reaches an investigator with the records behind it. Three of the six show in today’s run.

The six leakage patterns Polity reads for, and where each appears in the payment run above
PatternWhat it looks likeIn today’s run
Bid rotation Firms take turns to win, each bidding high when it is not its turn. None
Shell vendors New suppliers with no trading history, sharing an address or directors with other bidders. PV-40226
Threshold splitting One purchase split into orders just under a tender or approval limit. PV-40211PV-40212
Price outliers Unit prices far above what the same item costs elsewhere in the same records. None
Impossible timelines Work certified complete before it was ordered, or faster than it could be done. PV-40231
Ghost beneficiaries Payments to people or accounts that match no real, eligible recipient. None

What happens to a flag.

A flag is read against the records, handed to a named investigator, and holds the payment until a person decides. Under each step, where today’s run shows it.

  1. 1Reconciliation

    By design: ⁠Joins PFMS disbursements, GeM orders, CPPP tenders, treasury releases and utilisation certificates.By designRead access only. The existing systems stay as they are, and nothing is written back to them.

    In today’s run: PV-40211, the second of three ₹4.9 lakh orders in nine days, read against the other two and the ₹5 lakh tender limit

  2. 2Case handling

    By design: ⁠Each flag reaches an investigator with an evidence pack and an audit trail built for a CAG review.By designEvery flag carries the records behind it, and every query is logged against the named analyst who ran it.

    In today’s run: Its evidence pack, under the ledger: the three orders, the tender limit and the vendor register

  3. 3Prevention first

    By design: ⁠Scores vendor and transaction before release, so a payment is withheld instead of clawed back.By designA held payment waits for a person to release or stop it. Polity makes no determination of guilt.

    In today’s run: 4 of 6 payments held before release, each waiting for a person

Hold the payment before the money leaves.

A Polity pilot reads one department’s payments inside your own infrastructure, and measures the leakage held before release rather than recovered after it.

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